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Tag Archives: retirement savings
The Upside of Tax Season
Annuities, in particular, are attractive to many consumers from the standpoint of tax deferral because—unlike other tax-deferred accounts, such as 401(k)s and IRAs—the product has no limits on annual contributions. That means you can put away more money for retirement. Continue reading
Posted in Personal Finance, Product Features
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The Best of Both Worlds
One of the most common misconceptions about annuities is that to guarantee the monthly income payments you forego access to your principle in an emergency or to pass on as an inheritance. Continue reading
Why the 4% Rule Still Stands
In light of stock market volatility, all time low interest rates, and retirees living longer, many financial experts are saying that you should reduce that 4% to 3% and put off taking social security. All that being said, there are ways to make the 4% (or better) work to guarantee income throughout your retirement. Continue reading
Posted in In the News, Planning for Retirement
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Fixed Indexed Annuities: Getting Better With Age
According to a recent Reuters article “annuities are like flat-screen televisions. They keep getting better and cheaper. As baby boomers move into retirement, the insurance industry keeps improving the quality of retirement-focused products they sell.” This increased product quality is … Continue reading
Posted in In the News, Product Features
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What’s the Key to Meeting New Year’s Financial Resolutions? Setting Attainable Goals
According to the 2013 Fidelity Resolutions Study, the number of people making financial resolutions is at an all-time high and almost half of the survey respondents reported achieving over 80% of their financial goals last year. So what is the secret to success? Setting realistic and attainable goals is key to ensuring that you make good on your resolutions long after everyone else has thrown in the towel. Continue reading
Posted in Personal Finance
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Does your retirement plan include guaranteed income?
In the face of market volatility, increasingly rare pensions, and a growing concern that they may outlive their retirement savings, consumers are desperate for sources of guaranteed income. As a result, many consumers are turning to annuities. Continue reading
Posted in In the News, Product Features
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