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Tag Archives: Retirement Planning
The biggest risk to your retirement? Unrealistic expectations.
While many people approaching retirement have actively adjusted their retirement plan to take into account recent economic uncertainty and market volatility, few recognize that an even bigger threat to their retirement nest egg is unrealistic expectations. Continue reading
Recent Study Shows Americans are $6.8 Trillion Behind Necessary Retirement Savings
Many people across the country are experiencing lifestyle changes due to a lack of sufficient retirement savings. Many lost their jobs in the aftermath of the Great Recession or had not began saving for retirement and their wages have not increased in six years. Continue reading
Posted in In the News, Planning for Retirement
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Is divorce in your retirement plan?
The retirement landscape that Boomers face is vastly different than that of their parents. Gone are the days of pensions, a career ending in one’s early sixties and growing old with one’s spouse. Now Boomers are faced with possible shortfalls in social security and 401(k)s, longer years in the workforce, and…divorce? Continue reading
Posted in FAQ, Personal Finance
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Get a “Money Buddy”
By Ellie Kay, Retirement Expert Many people would rather babysit teething triplets than set up a spending plan for their monthly income. But paying attention to the details in all areas of our finances can mean the difference between financial … Continue reading
Note to the Sandwich Generation: Plan ahead to support family members
New research from Merrill Lynch and research firm Age Wave finds that baby boomers are experiencing and fulfilling increasing demands on their time and finances from both adult children and their aging parents. In fact, six in 10 Americans past … Continue reading
What do your favorite celebrity finance experts think about indexed annuities?
In a recent article in the New York Times, Jean Chatzky, the financial editor for NBC’s Today Show, offered some insight into how deferred annuity products like indexed annuities are poised to make a difference in the financial future of … Continue reading
Posted in FAQ, In the News, Personal Finance
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Increasing the Debt Ceiling Impacts You Now … and Later
In the aftermath of the first government shutdown in 17 years, economists are bandying about a number of staggering figures to show the obscene cost government inaction will costs its taxpaying citizenry. An estimated $300 million per week in losses … Continue reading
Half-Price Living
Could you live on just half of your current household income? I’ve posed this question to hundreds of families and overall they say learning to live on less could be the ticket to achieving some of their biggest goals, like having one parent stay home with children, or bolstering their savings to pay off consumer debt. Continue reading
Posted in FAQ, Personal Finance, Uncategorized
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IALC In the News: Is your family putting your finances at risk?
IALC member and President of American Equity, Ron Grensteiner has recently been featured in the news discussing the possible impact that family matters can have on your financial health. Continue reading
Posted in In the News, Planning for Retirement
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Red, White & Scammed: Q&A with Personal Finance Expert Ellie Kay
In today’s video blog, Ellie Kay answers your questions about whether some of the “opportunities” available to American consumers are in fact a good deal or just fiction. Continue reading