- Want the latest highlights in retirement news and indexed annuities? Enter your email in the signup box above to receive our quarterly IALC Insights Newsletter. Click below to browse our archives.
Tag Archives: Indexed Annuities
Red, White & Scammed: Q&A with Personal Finance Expert Ellie Kay
In today’s video blog, Ellie Kay answers your questions about whether some of the “opportunities” available to American consumers are in fact a good deal or just fiction. Continue reading
Recession Proof Retirement
Many consumers are concerned about how the uncertain economy can wreak havoc on their financial future—from having a steady income in retirement to the possibility of losing their homes—threats to financial security abound. But there is hope for those who take steps to plan for their future. Here are some of my basic tips to help you recession proof your retirement: Continue reading
Jaw Dropping Dow
Unless you’ve been living under a rock for the past few days, it would be hard to miss the volatility the market has been experiencing lately. In fact, with the Dow Jones shedding more than 350 points and the S&P … Continue reading
New Study Shows Retirement Goals are Shifting
When it comes to retirement, what is most important to you? If you are like nearly nine in ten Americans, “saving enough to have financial peace of mind” trumps “accumulating as much wealth as possible” as the most important financial … Continue reading
Preparing for Escalating Healthcare Costs in Retirement
A recent Associated Press article reported that the average retired couple is facing $220,000 in medical bills during retirement. If that number astounds you, you are not alone. Continue reading
Posted in FAQ, In the News, Personal Finance, Planning for Retirement
Leave a comment
Indexed Annuity Sales are Up, Complaints are Down
Despite the growth in indexed annuity sales, complaints against the product have significantly decreased since 2010, according to data recently released by the National Association of Insurance Commissioners (NAIC). What’s more, a recent LIMRA study found that 83% of indexed annuity buyers were satisfied with their annuity purchase, and five in six would recommend annuities to family and friends. Continue reading
Posted in FAQ, In the News, Product Features
Leave a comment
The Upside of Tax Season
Annuities, in particular, are attractive to many consumers from the standpoint of tax deferral because—unlike other tax-deferred accounts, such as 401(k)s and IRAs—the product has no limits on annual contributions. That means you can put away more money for retirement. Continue reading
Posted in Personal Finance, Product Features
Leave a comment
The Best of Both Worlds
One of the most common misconceptions about annuities is that to guarantee the monthly income payments you forego access to your principle in an emergency or to pass on as an inheritance. Continue reading
Why the 4% Rule Still Stands
In light of stock market volatility, all time low interest rates, and retirees living longer, many financial experts are saying that you should reduce that 4% to 3% and put off taking social security. All that being said, there are ways to make the 4% (or better) work to guarantee income throughout your retirement. Continue reading
Posted in In the News, Planning for Retirement
Leave a comment
Despite Economic Recovery, Americans Still Anxious about Retirement
A recent poll by the National Institute on Retirement Security (NIRS) finds that despite the improvements to the economy, Americans are still feeling anxious about their retirement prospects. Indeed, a majority (55%) are “very concerned” about the current economic conditions … Continue reading
Posted in In the News, Planning for Retirement
Leave a comment