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Tag Archives: guaranteed income
It doesn’t have to be this way
One of the ways that many investors have chosen to add some balance to their financial plans, particularly in risky markets, is to consider a fixed indexed annuity. These products play an important role in a balanced retirement plan by providing principal protection, upside potential, guaranteed interest, and guaranteed income for life. Continue reading
Posted in Personal Finance
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How can I prepare for the “Fiscal Cliff?”
With huge spending cuts hitting Americans at the same time as tax hikes, the economy could contract, resulting in a recession and subsequent market volatility. Given this uncertain situation, it’s important for those in or nearing retirement to evaluate their risk tolerance and adjust their financial plan accordingly. Continue reading
Posted in In the News, Personal Finance
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Does your retirement plan include guaranteed income?
In the face of market volatility, increasingly rare pensions, and a growing concern that they may outlive their retirement savings, consumers are desperate for sources of guaranteed income. As a result, many consumers are turning to annuities. Continue reading
Posted in In the News, Product Features
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Index and Variable Annuities: Exploring the similarities and differences
Often times we speak of annuities as though they are all the same products, equally appropriate for all consumers. This is particularly true when discussing index and variable annuities. And it’s true that there are several benefits inherent across all annuities. Continue reading
Posted in Product Features
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Getting close to retirement, but unsure if you can afford it?
Did you know that it takes 75% to 85% of your pre-retirement income in order to maintain your current lifestyle in retirement? What’s more—even though you don’t know how long you’re going to live—you should assume that you’ll need to have enough to live on for at least 25 to 30 years. Continue reading
Posted in In the News, Planning for Retirement
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Indexed Annuities Leadership Council Partnering with Alzheimer’s Association
While doctors work to better understand the disease and how to eliminate it, here at the Indexed Annuities Leadership Council (IALC), we want you to know that there are things you can do to financially prepare for the long-term care costs associated with the disease. That’s why we’re proud to announce our partnership with the Alzheimer’s Association. Continue reading
Posted in Planning for Retirement
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Indexed Annuities: The Basics
To help people like you understand the different product features of indexed annuities we’ve created this helpful video that explains the ins and outs of the indexed annuity product to give you the facts (without the sales pitch) so you can feel confident and assured in planning for your retirement. Continue reading
Advanced Planning – In honor of tax day…
By Wade Mayo Tax season is coming to a close, making now a great time to start thinking about how you can minimize your payments next year. Additionally, if you are coming up to retirement or are already retired, you … Continue reading
Posted in Personal Finance, Product Features
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Are Small Business Owners Prepared for Retirement?
New research from The American College, the nation’s largest non-profit educational institution devoted to financial services, reveals that in addition to not having pensions or 401(k) plans, an additional one-third of small business owners have failed to estimate how much it will actually cost them to retire. Continue reading
Posted in In the News, Planning for Retirement
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The Benefits of Balancing Your Financial Plan
Learn more about David’s story and how indexed annuities have helped him meet his retirement goals. Continue reading