Tag Archives: fixed indexed annuity

Why the 4% Rule Still Stands

In light of stock market volatility, all time low interest rates, and retirees living longer, many financial experts are saying that you should reduce that 4% to 3% and put off taking social security. All that being said, there are ways to make the 4% (or better) work to guarantee income throughout your retirement. Continue reading

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Despite Economic Recovery, Americans Still Anxious about Retirement

A recent poll by the National Institute on Retirement Security (NIRS) finds that despite the improvements to the economy, Americans are still feeling anxious about their retirement prospects. Indeed, a majority (55%) are “very concerned” about the current economic conditions … Continue reading

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Fixed Indexed Annuities: Getting Better With Age

According to a recent Reuters article “annuities are like flat-screen televisions. They keep getting better and cheaper. As baby boomers move into retirement, the insurance industry keeps improving the quality of retirement-focused products they sell.” This increased product quality is … Continue reading

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The Year of the Fixed Indexed Annuity

A recent LIMRA study found that 83% of fixed indexed annuity buyers reported being satisfied with their annuities and five in six would recommend annuities to others. Continue reading

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CONGRESS OPENS DOOR FOR TAX-FREE RETIREMENT INCOME

It is important to consult with a tax and/or investment advisors about whether a Roth conversion is right for you. If you are looking at a conversion to a Roth account, you may also want to consider doubling down with a fixed indexed annuity. By including a fixed indexed annuity in your 401(k) Roth account, you can protect against loss of your initial investment and guarantee a minimum annual tax-free return. Continue reading

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Does your retirement plan include guaranteed income?

In the face of market volatility, increasingly rare pensions, and a growing concern that they may outlive their retirement savings, consumers are desperate for sources of guaranteed income. As a result, many consumers are turning to annuities. Continue reading

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