- Want the latest highlights in retirement news and indexed annuities? Enter your email in the signup box above to receive our quarterly IALC Insights Newsletter. Click below to browse our archives.
Tag Archives: financial independence
Jobs Today Affect Retirement Tomorrow
Behind this short term struggle for jobs lies an even more serious long term demon: the need to amass adequate retirement savings, especially in light of the fact that the Medicare and Social Security safety nets may not exist in 20 or 30 years (see our April 25th post on Social Security below). Continue reading
Posted in Personal Finance
Leave a comment
The Future of Social Security
A new government report says Social Security reserves could be exhausted by 2033. You can read more about the report in a Wall Street Journal article from Monday. We’ve seen concerns about the future of Social Security for years, and this report doesn’t exactly bring reassurance. It’s unclear if Social Security will support Americans’ retirement plans for the next generations in the way it has traditionally been used. So what does it all mean for consumers? Continue reading
Posted in In the News
Leave a comment
Reaching Retirement Goals
Indexed annuities have helped Frank and his wife Mary Lou achieve their targets for retirement. They have always been diligent about saving money, and wanted the peace of mind and safety indexed annuities provide. Continue reading
Avoiding Scams
Unfortunately, older Americans are often targets for financial scams. So what should you and other family members and friends do to avoid being deceived by financial con artists? Continue reading
Posted in Personal Finance
Leave a comment
Treasury Easing its Rules on Annuities for Retirement Plans
In an effort to increase retirement security for Americans, the Treasury has announced proposed easing of its rules on annuities for retirement plans. Continue reading
Posted in In the News, Planning for Retirement
Leave a comment
How Prepared are You for Retirement?
A recent report from the Insured Retirement Institute found that Boomers between the ages of 60-65 need advice about retirement income. Some of the statistics are alarming. Continue reading
Posted in Planning for Retirement
Leave a comment
Financial State of Baby Boomer Women
A recent story from NBC News reported that Baby Boomer women are one of the least financially prepared population segments in our country right now. According to the AARP, only 10 percent of Boomer women have pensions, and 32 percent have 401ks. What’s more is 40 percent of Baby Boomer women are single and do not want to be dependent on others for financial stability. Many have returned to work … and not by choice. Continue reading